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Dealership Stock Funding

We work as agents for NextGear Capital who provide Stocking Plans tailored to independent and franchised used vehicle dealers. Their plans provide a cost effective and simple way to buy and manage your stock from whatever source you choose. 

A NextGear Capital Stocking Plan can be used at over 60 auction and wholesale partners, and can help free up cash flow when buying from the trade or taking in part exchanges.

Stocking up your forecourt has never been simpler! You can buy stock from whatever source you choose and benefit from 100%* funding including any auction and delivery fees for up to 150 days. 

Applying for a Stocking Plan is simple, you can either apply online or speak to a member the Westburn Finance team who will be able to support you with your application. 

*NextGear Capital funds 100% of the hammer price plus auction and delivery fees (Auction vehicles) or the lower of CAP clean or invoice price (trade vehicles). Maximum vehicle value £45,000.

The Dealer Stocking Specialist

NextGear Capital works with 1,400+ dealers, helping them to stock up their forecourts:

100% of the vehicle value funded
Stock vehicles for up to 150 days
25/7 access to your Stocking Plan
Buy from anywhere, anytime
Request a call back

Get in touch with Westburn Finance today to find out how we can help you make your next purchase. There’s no obligation, so have a chat and we’ll see how we can help you.

Ask the team

Jargon Free, no nonsense, finance assistance.


The length of time over which you take out an agreement. Common terms are 36, 48 or 60 months (3,4 or 5 years). 5 years is normally the maximum for cars, longer terms are available for caravans and motorhomes.
When you use your existing car as part-payment for a new one. Also known as a Trade In, or shortened to “Part Ex”.
Owing more on the finance agreement than your car is worth. Often referred to as “Neg Eq”.
This is the name given to the Balloon or Residual Value in PCP agreements. Unlike other agreements with PCP the finance company guarantees that your car will be worth this figure at the end of the agreement (assuming conditions such as mileage and servicing have been kept to). You have the option to hand the car back to the finance company at the end of your agreement.
Most car finance agreements will be a version of HP. This simply means an agreement to purchase goods by paying in instalments, but where you have the use of the goods while paying. You do not actually own the goods until the final payment has been made.
Covers you against any shortfall in payment should you write your car off or have it stolen while still paying for finance. There will be limits and conditions to most GAP policies.
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