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The Westburn Approach

At Westburn Finance, we pride ourselves in achieving the best and most suitable funding solutions for our clients in the North East of Scotland. It is our local, personal, and independent approach which has achieved the most competitive rates available for our clients for more than 25 years.

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Why Westburn?

Westburn Finance are recognised as the leading asset finance brokers in the North East, and we have built our dependable reputation for excellence through listening to our customers’ needs and offering them a local, personal and trustworthy service with their best interests at the core.

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Business/Personal Finance

Westburn Finance can help your business fund many different assets, yet, the following are some of the most common:

Cars
Light & heavy commercial vehicles
Construction plant & equipment
Trailers
Coaches
Printing equipment
Agricultural & forestry equipment
Manufacturing machinery
Engineering equipment

News

Kenny gets on his soap box at the 2017 Royal Deeside Speed Festival

We had a superb day at the Royal Deeside Speed Festival this year, once again sponsoring the Soap Box Derby event. Westburn Finance’s Operations Director Kenny Logan spent the day in the soap box paddock, chatting to teams and admiring the hard work they had put into their racers, ahead of his role as the man […]

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Tamzin Marshall joins the team

Tamzin Marshall joined Westburn in April 2017 as Sales Support Administrator. Tamzin joined directly from Lombard- the asset finance division of RBS, where she held the post of Assistant Relationship Manager. This experience allowed Tamzin to hit the ground running in relation to our business to business asset finance operations, and she has very quickly […]

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Ian Wilkinson joins the team

Ian Wilkinson joined the Westburn Finance team as Business Manager in September 2016. Having previously worked for The Royal Bank of Scotland for many years, most recently as a Business Manager in the SME segment. Ian’s experience of dealing with small business owners, and handling financial transactions of all sizes have proved invaluable as he […]

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Get in touch with Westburn Finance today to find out how we can help you make your next purchase. There’s no obligation, so have a chat and we’ll see how we can help you.

Ask the team

Jargon Free, no nonsense, finance assistance.


The length of time over which you take out an agreement. Common terms are 36, 48 or 60 months (3,4 or 5 years). 5 years is normally the maximum for cars, longer terms are available for caravans and motorhomes.
When you use your existing car as part-payment for a new one. Also known as a Trade In, or shortened to “Part Ex”.
Owing more on the finance agreement than your car is worth. Often referred to as “Neg Eq”.
This is the name given to the Balloon or Residual Value in PCP agreements. Unlike other agreements with PCP the finance company guarantees that your car will be worth this figure at the end of the agreement (assuming conditions such as mileage and servicing have been kept to). You have the option to hand the car back to the finance company at the end of your agreement.
Most car finance agreements will be a version of HP. This simply means an agreement to purchase goods by paying in instalments, but where you have the use of the goods while paying. You do not actually own the goods until the final payment has been made.
Covers you against any shortfall in payment should you write your car off or have it stolen while still paying for finance. There will be limits and conditions to most GAP policies.
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